Mortgage Loan Officer

2 years ago
Job ID
2015-1473
# Positions
2
Experience (Years)
5
San Antonio
Type
Full-Time

Overview

Kleberg Bank believes that the customer’s experience is our Brand.  Each individual at Kleberg Bank is committed to providing “Raving Fan” customer service.  Therefore, we are seeking a Mortgage Loan Officer with unrivaled integrity, solid work ethic and a passion for service.   The Mortgage Loan officer will be responsible to provide loan origination services for customers including the following loan types in the San Antonio, Texas Market. 

  • Conventional
  • FHA
  • VA
  • Construction
  • Texas Home Equity

Responsibilities

  • Knowledgeable in all legal and regulatory rules, including but not limited to Regulation B.
  • Responsible for being knowledgeable in all programs and products for all investors.
  • Review credit with clients and based on overall qualifications, recommend a loan program that is priced fairly and is appropriate for their qualifications.
  • Daily review of all customers and prospective customers and assist loan processor to ensure the loan application is proceeding in a professional manner while complying with guidelines of the specific loan program.
  • Timely communication with customers and other third parties such as realtors, title companies, sellers, builders and other interested parties, while managing accepted privacy standards to ensure “on-time” closings.
  • Daily monitoring of market prices and “locking” loans at the most favorable rates for the customer based on the best prevailing rates.
  • Retain and grow customer base; develop new customer relationships.
  • Identify and report any potential fraud in a file.
  • Review settlement statements for accuracy and review with customers prior to loan closing.
  • Must have cursory knowledge of Kleberg Bank’s products and services enabling sales and cross sells at every opportunity.
  • Attend trade association meetings and luncheons whenever possible.
  • Routinely make outside calls to realtors, builders and assigned banking centers advising them of changes in programs, products and any “specials” that are available.

Qualifications

Required:

  • One year of sales and/or real estate loan originations in the market of employment.
  • Must have a minimum of a high school diploma and a proven record of performance.  
  • Previous loan production should exceed normal production standards.

Kleberg Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, religion, color, national origin, sex, age, status as a protect veteran, among other things, or status as a qualified individual with disability.

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